Insurance, banking and connectivity for people living across borders. Most travel policies stop covering you after 90 days.
13 worldwide
We list a provider only if it works for someone living across borders, not travelling. Some listings earn us nothing, and we say which.
Health Insurance
Most travel insurance stops covering you after 90 days. Travel cover is built for emergencies away from home, while international health insurance is designed for people actually living somewhere.
International health insurance
Partner
Genki
from €70/mo
Flexible cover for students living abroad
Rolling monthly cover with no fixed end date
Built for long stays and multi-country moves
Worldwide coverage options
Not a substitute for statutory insurance in some countries
eSIMs you activate before departure. Install before you fly: foreign eSIMs cannot be installed once you are inside mainland China, and VPNs are no longer a dependable route to blocked services.
Standalone gadget policies cap time abroad at 60 to 120 days, or require you to stay resident where you bought them. That leaves travel policies with electronics cover. Check the single-item limit, since that is the number that decides whether a laptop is actually replaceable.
Policies with electronics cover
Verify item limits against current policy wording.
World Nomads
from €40/mo
No home-residence requirement
No requirement to stay resident where you bought it
Can be bought or extended while abroad
Electronics included in personal effects
Single-item limits may be below laptop replacement cost
Travel policy, not a dedicated gadget product
Verify single-item limits against current policy wording.
Delays usually come from certification rather than the documents themselves. Arrivon provides guidance only and cannot advise whether a specific document will be accepted.
Apostille or legalisation for birth, marriage and degree certificates
Certified translations by a translator recognised in the destination country
Proof of funds, where the accepted format matters as much as the amount
Passport validity, since many visas require six months beyond your stay
Multiple certified copies, because originals are often retained
Certification and translation
Where documents need certifying or translating for a German process.
Some links on this page are affiliate links. We may earn a commission at no additional cost to you. Our recommendations are based on relevance, accessibility and suitability for internationally mobile students. Arrivon curates and refers only, and issues no financial or insurance products itself.
